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DTSTART;TZID=America/Chicago:20260923T183000
DTEND;TZID=America/Chicago:20260923T193000
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CREATED:20260824T162745Z
LAST-MODIFIED:20260824T162839Z
UID:10000038-1790188200-1790191800@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne-Crystal Lake Library - 126 W Paddock St 09/23/2026
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-crystal-lake-library-126-w-paddock-st-09-09-2026/
LOCATION:Crystal Lake Library – 126 W Paddock St\, 126 W Paddock St\, Crystal Lake\, IL
CATEGORIES:Crystal Lake
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260917T180000
DTEND;TZID=America/Chicago:20260917T193000
DTSTAMP:20260824T164028Z
CREATED:20260824T164028Z
LAST-MODIFIED:20260824T164028Z
UID:10000041-1789668000-1789673400@startingpointrealty.com
SUMMARY:First Time Home Buyer Seminar –Emmitts Palatine–Ryan Gable 09/17/2026
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/first-time-home-buyer-seminar-emmitts-palatine-ryan-gable-09-17-2026/
LOCATION:Emmitts\, 110 N Brockway\, Palatine\, 110 N Brockway St.\, Palatine\, IL\, United States
CATEGORIES:Palatine
ORGANIZER;CN="Ryan Gable":MAILTO:ryangable@startingpointrealty.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260916T183000
DTEND;TZID=America/Chicago:20260916T193000
DTSTAMP:20260824T162131Z
CREATED:20260824T162131Z
LAST-MODIFIED:20260824T162131Z
UID:10000037-1789583400-1789587000@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne - Webinar 09/16/2026
DESCRIPTION:Seats are limited. You must RSVP! \nLink for Webinar will be emailed to you. \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-webinar-09-16-2026/
LOCATION:Webinar\, IL\, United States
CATEGORIES:Webinar
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260915T180000
DTEND;TZID=America/Chicago:20260915T193000
DTSTAMP:20260824T163829Z
CREATED:20260824T163829Z
LAST-MODIFIED:20260824T163829Z
UID:10000040-1789495200-1789500600@startingpointrealty.com
SUMMARY:First Time Home Buyer Seminar – State and Lake–Ryan Gable 09/15/2026
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/first-time-home-buyer-seminar-state-and-lake-ryan-gable-09-15-2026/
LOCATION:State and Lake Chicago Tavern\, 201 N. State Street\, Chicago\, 201 N. State Street\, Chicago\, IL\, United States
CATEGORIES:Chicago
ORGANIZER;CN="Ryan Gable":MAILTO:ryangable@startingpointrealty.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260909T183000
DTEND;TZID=America/Chicago:20260909T193000
DTSTAMP:20260824T163115Z
CREATED:20260824T163115Z
LAST-MODIFIED:20260824T163115Z
UID:10000039-1788978600-1788982200@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne-Crystal Lake Brewery 150 N Main St\, Crystal Lake 09/09/2026
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-crystal-lake-brewery-150-n-main-st-crystal-lake-09-09-2026/
LOCATION:Crystal Lake Brewing- 150 N Main St\, Crystal Lake\, 50 N Main St\, Crystal Lake
CATEGORIES:Crystal Lake
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260826T183000
DTEND;TZID=America/Chicago:20260826T193000
DTSTAMP:20260715T151017Z
CREATED:20260715T151017Z
LAST-MODIFIED:20260715T151017Z
UID:10000032-1787769000-1787772600@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne - Webinar 08/26/2026
DESCRIPTION:Seats are limited. You must RSVP! \nLink for Webinar will be emailed to you. \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-webinar-08-26-2026/
LOCATION:Webinar\, IL\, United States
CATEGORIES:Webinar
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260826T180000
DTEND;TZID=America/Chicago:20260826T193000
DTSTAMP:20260715T151349Z
CREATED:20260715T151349Z
LAST-MODIFIED:20260715T151349Z
UID:10000035-1787767200-1787772600@startingpointrealty.com
SUMMARY:First Time Home Buyer Seminar –Emmitts Palatine–Ryan Gable 08/26/2026
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/first-time-home-buyer-seminar-emmitts-palatine-ryan-gable-08-26-2026/
LOCATION:Emmitts\, 110 N Brockway\, Palatine\, 110 N Brockway St.\, Palatine\, IL\, United States
CATEGORIES:Palatine
ORGANIZER;CN="Ryan Gable":MAILTO:ryangable@startingpointrealty.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260819T183000
DTEND;TZID=America/Chicago:20260819T193000
DTSTAMP:20260715T151126Z
CREATED:20260715T151126Z
LAST-MODIFIED:20260715T151126Z
UID:10000033-1787164200-1787167800@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne-Crystal Lake Library - 126 W Paddock St 08/19/2026
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-crystal-lake-library-126-w-paddock-st-08-19-2026/
LOCATION:Crystal Lake Library – 126 W Paddock St\, 126 W Paddock St\, Crystal Lake\, IL
CATEGORIES:Crystal Lake
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260818T180000
DTEND;TZID=America/Chicago:20260818T193000
DTSTAMP:20260716T154952Z
CREATED:20260716T154952Z
LAST-MODIFIED:20260716T154952Z
UID:10000036-1787076000-1787081400@startingpointrealty.com
SUMMARY:First Time Home Buyer Seminar – State and Lake–Ryan Gable 08/18/2026
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/first-time-home-buyer-seminar-state-and-lake-ryan-gable-08-18-2026/
LOCATION:State and Lake Chicago Tavern\, 201 N. State Street\, Chicago\, 201 N. State Street\, Chicago\, IL\, United States
CATEGORIES:Chicago
ORGANIZER;CN="Ryan Gable":MAILTO:ryangable@startingpointrealty.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260812T183000
DTEND;TZID=America/Chicago:20260812T193000
DTSTAMP:20260715T150914Z
CREATED:20260715T150914Z
LAST-MODIFIED:20260715T150914Z
UID:10000031-1786559400-1786563000@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne - Webinar 08/12/2026
DESCRIPTION:Seats are limited. You must RSVP! \nLink for Webinar will be emailed to you. \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-webinar-08-12-2026/
LOCATION:Webinar\, IL\, United States
CATEGORIES:Webinar
END:VEVENT
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