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DTSTART;TZID=America/Chicago:20261029T120000
DTEND;TZID=America/Chicago:20261029T130000
DTSTAMP:20261008T193007Z
CREATED:20261008T193007Z
LAST-MODIFIED:20261008T193007Z
UID:10000043-1793275200-1793278800@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Madison- Webinar 10/29/2026
DESCRIPTION:Seats are limited. You must RSVP! \nLink for Webinar will be emailed to you. \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-madison-webinar-10-29-2026/
LOCATION:Webinar\, IL\, United States
CATEGORIES:Webinar
ORGANIZER;CN="Madison Reynolds":MAILTO:madison@startingpointrealty.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20261028T183000
DTEND;TZID=America/Chicago:20261028T193000
DTSTAMP:20261104T231414Z
CREATED:20261008T193110Z
LAST-MODIFIED:20261104T231414Z
UID:10000044-1793212200-1793215800@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne - Webinar 10/28/26
DESCRIPTION:Your Homeownership Journey Starts Here!\nBuying a home is one of the biggest financial decisions you’ll make\, and we’re here to help you navigate the process with confidence! \nJoin us for a FREE Home Buyer Seminar where real estate and mortgage professionals will walk you through the home buying process\, answer your questions\, and share valuable tips to help you make informed decisions. \nWhat You’ll Learn\n\nFinancing Your Home: Understanding mortgages\, credit scores\, pre-approval\, and loan options.\nWorking with a Real Estate Agent: How your agent guides you through the buying process.\nFinding the Right Home: Searching for properties and evaluating your options.\nMaking an Offer: Understanding contracts\, earnest money\, and negotiation strategies.\nClosing on Your Home: What to expect\, closing costs\, and the final steps to homeownership.\n\nHave Questions? We’ve Got Answers!\nHere are just a few of the questions we’ve covered in previous seminars: \n\nHow much home can I afford?\nHow much do I need for a down payment?\nWhat’s the difference between a down payment and closing costs?\nWhen should I talk to a lender?\nCan I finance home renovations with my mortgage?\nWhat’s the difference between a fixed-rate and adjustable-rate mortgage?\nHow can I improve my credit score?\nCan we qualify for a mortgage if one buyer has better credit than the other?\nWhat should I know before making an offer?\nHow does earnest money work?\n\nAnd much more! Bring your questions and get answers from professionals who understand today’s real estate market. \nReserve Your Spot Today!\nSpace is limited\, and advance registration is required.
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-webinar-10-28-26/
LOCATION:Webinar\, IL\, United States
CATEGORIES:Webinar
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20261021T183000
DTEND;TZID=America/Chicago:20261021T193000
DTSTAMP:20261008T193333Z
CREATED:20261008T193333Z
LAST-MODIFIED:20261008T193333Z
UID:10000045-1792607400-1792611000@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne-Crystal Lake Library - 126 W Paddock St 10/21/26
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-crystal-lake-library-126-w-paddock-st-10-21-26/
LOCATION:Crystal Lake Library – 126 W Paddock St\, 126 W Paddock St\, Crystal Lake\, IL
CATEGORIES:Crystal Lake
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20261020T180000
DTEND;TZID=America/Chicago:20261020T193000
DTSTAMP:20261012T173858Z
CREATED:20261008T193419Z
LAST-MODIFIED:20261012T173858Z
UID:10000046-1792519200-1792524600@startingpointrealty.com
SUMMARY:First Time Home Buyer Seminar –Emmitts Palatine–Ryan Gable 10/20/26
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/first-time-home-buyer-seminar-emmitts-palatine-ryan-gable-10-20-26/
LOCATION:Emmitts\, 110 N Brockway\, Palatine\, 110 N Brockway St.\, Palatine\, IL\, United States
CATEGORIES:Palatine
ORGANIZER;CN="Ryan Gable":MAILTO:ryangable@startingpointrealty.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20261014T183000
DTEND;TZID=America/Chicago:20261014T193000
DTSTAMP:20261008T193218Z
CREATED:20261008T193218Z
LAST-MODIFIED:20261008T193218Z
UID:10000047-1792002600-1792006200@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne - Webinar 10/14/2026
DESCRIPTION:Seats are limited. You must RSVP! \nLink for Webinar will be emailed to you. \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-webinar-10-14-2026/
LOCATION:Webinar\, IL\, United States
CATEGORIES:Webinar
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260923T183000
DTEND;TZID=America/Chicago:20260923T193000
DTSTAMP:20260824T162839Z
CREATED:20260824T162745Z
LAST-MODIFIED:20260824T162839Z
UID:10000038-1790188200-1790191800@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne-Crystal Lake Library - 126 W Paddock St 09/23/2026
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-crystal-lake-library-126-w-paddock-st-09-09-2026/
LOCATION:Crystal Lake Library – 126 W Paddock St\, 126 W Paddock St\, Crystal Lake\, IL
CATEGORIES:Crystal Lake
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260917T180000
DTEND;TZID=America/Chicago:20260917T193000
DTSTAMP:20260824T164028Z
CREATED:20260824T164028Z
LAST-MODIFIED:20260824T164028Z
UID:10000041-1789668000-1789673400@startingpointrealty.com
SUMMARY:First Time Home Buyer Seminar –Emmitts Palatine–Ryan Gable 09/17/2026
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/first-time-home-buyer-seminar-emmitts-palatine-ryan-gable-09-17-2026/
LOCATION:Emmitts\, 110 N Brockway\, Palatine\, 110 N Brockway St.\, Palatine\, IL\, United States
CATEGORIES:Palatine
ORGANIZER;CN="Ryan Gable":MAILTO:ryangable@startingpointrealty.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260916T183000
DTEND;TZID=America/Chicago:20260916T193000
DTSTAMP:20260824T162131Z
CREATED:20260824T162131Z
LAST-MODIFIED:20260824T162131Z
UID:10000037-1789583400-1789587000@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne - Webinar 09/16/2026
DESCRIPTION:Seats are limited. You must RSVP! \nLink for Webinar will be emailed to you. \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-webinar-09-16-2026/
LOCATION:Webinar\, IL\, United States
CATEGORIES:Webinar
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260915T180000
DTEND;TZID=America/Chicago:20260915T193000
DTSTAMP:20260824T163829Z
CREATED:20260824T163829Z
LAST-MODIFIED:20260824T163829Z
UID:10000040-1789495200-1789500600@startingpointrealty.com
SUMMARY:First Time Home Buyer Seminar – State and Lake–Ryan Gable 09/15/2026
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/first-time-home-buyer-seminar-state-and-lake-ryan-gable-09-15-2026/
LOCATION:State and Lake Chicago Tavern\, 201 N. State Street\, Chicago\, 201 N. State Street\, Chicago\, IL\, United States
CATEGORIES:Chicago
ORGANIZER;CN="Ryan Gable":MAILTO:ryangable@startingpointrealty.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260909T183000
DTEND;TZID=America/Chicago:20260909T193000
DTSTAMP:20260824T163115Z
CREATED:20260824T163115Z
LAST-MODIFIED:20260824T163115Z
UID:10000039-1788978600-1788982200@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne-Crystal Lake Brewery 150 N Main St\, Crystal Lake 09/09/2026
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-crystal-lake-brewery-150-n-main-st-crystal-lake-09-09-2026/
LOCATION:Crystal Lake Brewing- 150 N Main St\, Crystal Lake\, 50 N Main St\, Crystal Lake
CATEGORIES:Crystal Lake
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260826T183000
DTEND;TZID=America/Chicago:20260826T193000
DTSTAMP:20260715T151017Z
CREATED:20260715T151017Z
LAST-MODIFIED:20260715T151017Z
UID:10000032-1787769000-1787772600@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne - Webinar 08/26/2026
DESCRIPTION:Seats are limited. You must RSVP! \nLink for Webinar will be emailed to you. \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-webinar-08-26-2026/
LOCATION:Webinar\, IL\, United States
CATEGORIES:Webinar
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260826T180000
DTEND;TZID=America/Chicago:20260826T193000
DTSTAMP:20260715T151349Z
CREATED:20260715T151349Z
LAST-MODIFIED:20260715T151349Z
UID:10000035-1787767200-1787772600@startingpointrealty.com
SUMMARY:First Time Home Buyer Seminar –Emmitts Palatine–Ryan Gable 08/26/2026
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/first-time-home-buyer-seminar-emmitts-palatine-ryan-gable-08-26-2026/
LOCATION:Emmitts\, 110 N Brockway\, Palatine\, 110 N Brockway St.\, Palatine\, IL\, United States
CATEGORIES:Palatine
ORGANIZER;CN="Ryan Gable":MAILTO:ryangable@startingpointrealty.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260819T183000
DTEND;TZID=America/Chicago:20260819T193000
DTSTAMP:20260715T151126Z
CREATED:20260715T151126Z
LAST-MODIFIED:20260715T151126Z
UID:10000033-1787164200-1787167800@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne-Crystal Lake Library - 126 W Paddock St 08/19/2026
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-crystal-lake-library-126-w-paddock-st-08-19-2026/
LOCATION:Crystal Lake Library – 126 W Paddock St\, 126 W Paddock St\, Crystal Lake\, IL
CATEGORIES:Crystal Lake
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260818T180000
DTEND;TZID=America/Chicago:20260818T193000
DTSTAMP:20260716T154952Z
CREATED:20260716T154952Z
LAST-MODIFIED:20260716T154952Z
UID:10000036-1787076000-1787081400@startingpointrealty.com
SUMMARY:First Time Home Buyer Seminar – State and Lake–Ryan Gable 08/18/2026
DESCRIPTION:Seats are limited. You must RSVP! \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/first-time-home-buyer-seminar-state-and-lake-ryan-gable-08-18-2026/
LOCATION:State and Lake Chicago Tavern\, 201 N. State Street\, Chicago\, 201 N. State Street\, Chicago\, IL\, United States
CATEGORIES:Chicago
ORGANIZER;CN="Ryan Gable":MAILTO:ryangable@startingpointrealty.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260812T183000
DTEND;TZID=America/Chicago:20260812T193000
DTSTAMP:20260715T150914Z
CREATED:20260715T150914Z
LAST-MODIFIED:20260715T150914Z
UID:10000031-1786559400-1786563000@startingpointrealty.com
SUMMARY:Free Home Buyer Seminar: Breanne - Webinar 08/12/2026
DESCRIPTION:Seats are limited. You must RSVP! \nLink for Webinar will be emailed to you. \nSome of the subjects covered: \nRoles of the Lender/Mortgage Broker\nCredit\nPre-Approval\nRoles of the Real Estate Agent\nSearching for Properties\nContracts\nNegotiation\nClosing \nHere are some questions that were asked during a home buyers seminar last month: \nHow much can I afford?\nCan I get a loan to cover rehab costs?\nWhen should we talk to a lender?\nWhat are lender fees? What’s the norm?\nWhat are points?\nIs the downpayment different from closing costs?\nWhy do people get into ARM’s vs. Fixed loans (good question especially right now)?\nWhat can I do to get my credit score higher?\nCan we still get a home if one of us has great credit and the other has not so great credit?\nWhere do I start in the negotiation process?\nDoes earnest money show the seller how serious the buyer is?
URL:https://startingpointrealty.com/seminar/free-home-buyer-seminar-breanne-webinar-08-12-2026/
LOCATION:Webinar\, IL\, United States
CATEGORIES:Webinar
END:VEVENT
END:VCALENDAR