Local Down Payment Assistance Programs
State of Illinois:
- USDA Rural Loan
- IHDA Mortgage Information
- IHDA Smart Buy
- IDHA Program Directory
- HUD Homeownership Assistance for Illinois
- 1st Home Illinois
- Illinois Mortgage Credit Certificate [PDF]
- First-Time Home Buyer Programs in Illinois
Cook County:
- Northwest Housing Partnership
- City of Chicago Housing Programs
- City of Chicago Neighborhood Housing Services
- Oak Park First Time Home Buyer Assistance Program
- Northside Community Development Corporation
- Federal Home Loan Bank of Chicago Downpayment Plus Programs
- West Cook Homeownership Center
- NeighborhoodLIFT
Dupage County:
Kane County:
Lake County:
McHenry County:
- Corporation for Affordable Homes of McHenry County: Call for Information – (815)-206-5805
Will County:
Kankakee County:
Winnebago County:
Other Programs:
- Neighborhood Assistance Corporation of America
- Program for Assisting Today’s Homebuyer (PATH) [PDF]
- Chase Homebuyer Grant [PDF]
- Chase DreaMaker Mortgage [PDF]
- Chase Ultimate Rewards
- BMO Harris Physicians’ Mortgage Program [PDF]
- BMO Harris Affordable Mortgage Programs [PDF]
- BMO Harris Closing Cost Discounts [PDF]
- Guaranteed Rate Give 2 U
- Fannie Mae HomeStyle Renovation
- Wintrust Homebuyer Programs
- Chenoa Fund
- Fairway Independent Mortgage Corporation Freddie Mac BorrowSmart Program [PDF]
Down Payment Programs 101: The 3 Most Common Homebuyer Programs Explained
- Chase Mortgage
- Wintrust Grant
- Bank of America Affordable Housing Programs
- Wintrust Mortgage Downpayment Assistance
