Are you thinking of buying your first home?

Each Free First Time Home Buyer seminar is taught by a mortgage professional and one of our real estate brokers. These are NOT sales presentations, they are true seminars. We guarantee the authenticity of the class. 

Some of the topics covered:

• Roles of the Lender/Mortgage Broker 
• Your Credit 
• Pre-Approval 
• Roles of the Real Estate Agent 
• Searching for Properties 
• Contracts 
• Negotiation 
• Closing

Some of the questions asked by potential buyers at a recent seminar:

• How much can I afford? 
• Can I get a loan to cover rehab costs? 
• When should we talk to a lender? 
• What are lender fees? What’s the norm? 
• What are points? 
• Is the down payment different from closing costs? 
• Why do people get into ARM’s vs. Fixed loans (good question especially right now)? 
• What can I do to get my credit score higher? 
• Can we still get a home if one of us has great credit and the other has not so great credit? 
• Where do I start in the negotiation process? 
• Does earnest money show the seller how serious the buyer is?

We hope to see you there!