StartingPoint Realty Blog

How Interest Rates Affect Your Home Buying Power

How Interest Rates Affect Your Home Buying Power

Buying a Chicago home has become more expensive, and it isn't just home prices at work. While Chicago median home prices increased by 4.5% in September*, mortgage interest rates are becoming a big part of the story. Here's why! As of October 25, 2018, the average...

read more
Chicago Homeowners Are Financially Ahead of Renters

Chicago Homeowners Are Financially Ahead of Renters

Chicago homeowners are in better financial shape than renters when it comes to monthly cash flow, according to a study by PropertyShark and RENTCafe. The study examined the median incomes, monthly living expenses and the housing costs of homeowners and renters in 50...

read more
Chicago Home Buyers Still Facing Limited Inventory

Chicago Home Buyers Still Facing Limited Inventory

If you've been a little frustrated by your Chicago home search, you're not alone. According to Crain's Chicago Business, the inventory of single-family homes dwindled down to 3.8 months of supply during June. A year ago, single-family home inventory stood at 5 months...

read more
Big Decisions for Your Chicago Home Search

Big Decisions for Your Chicago Home Search

Buying your first Chicago home involves a great deal of decision making! While you may feel daunted by this, you can take a lot of fear and uncertainty out of the home buying process with some advance planning. Once you have attended a first-time home buyer seminar...

read more
Making the Right Offer when Buying a Chicago Home

Making the Right Offer when Buying a Chicago Home

The list price of any Chicago home is seldom absolute. The actual sales price that seals the deal could be well above, or below, the original list price. So, once you've found the right home, how much should you offer for it?  There's no simple answer to this...

read more
Should Home Buyers Pay Points on a Mortgage?

Should Home Buyers Pay Points on a Mortgage?

As mortgage interest rates creep up, the question of paying points on a mortgage is popping up again. You might already notice mortgage rate advertisements saying something like, "30-Year Fixed Rate Mortgage, 4.35% with 1 point!"  Ok, great, but what the heck is...

read more